A Hybrid Foundation program
Master your money.
Master AI.
Classes in budgeting, investing, trading, AI and business, taught the way professionals learn them, with live sessions and in-person workshops. The ten Essential Skills are free.
Already a member? Sign in to claim free full access through December 31, 2026.
Pick a goal
Three quick questions set where your plan starts.
Take lesson one
Your first lesson takes about two minutes.
Keep the streak
A short lesson a day, at a time you choose.
Free for everyone
The Essential Skills
The ten skills everyone needs, free with every HYB account. Start with the one that matters to you this month.
Build a plan your money actually follows.
The buffer that ends the cycle of crisis.
Get out, stay out, and free up cash flow.
How scores really work, and how to win at them.
Make your money work without gambling it.
Keep more of what you earn, legally.
Buy the coverage you need, skip what you don't.
Turn today's income into tomorrow's freedom.
Decode statements, filings, and the fine print.
Spot the setup before it costs you.
Gold membership, $99/mo
The wealth-building curriculum
Ordered learning paths from foundations to advanced strategy: investing, trading, real estate, AI and more.
- 6 coursesHow markets actually work, and how to build a portfolio that lasts.
- 9 coursesThe on-ramp into the HYB trading ecosystem. Discipline first.
- 6 coursesNet worth, taxes, insurance, and passing it on the right way.
- 4 coursesCash flow vs. appreciation, and the math before you buy.
- 5 coursesPrivate credit, commodities, crypto and macro: how big money diversifies.
- 3 coursesBuild income streams and run cash flow like a founder.
- 7 coursesPut modern AI to work on your money: research, planning and an honest hype filter.
- Every class, one placeSee the curriculumThe Essential Skills, every track, the flagship and the live rooms.
Every track is education, not financial advice.
Included with Gold
Trade Like The Pros
The complete professional trading environment: risk, structure, automation and execution, taught the way a desk actually runs it.
Includes live trading rooms with two-way audio and chat, and every session is recorded for replay.
Join GoldThe why
How money actually behaves, and the principles behind every good financial decision.
The how
Practical, step-by-step skills you can use this week, from a first budget to a first portfolio.
The what
The instruments and strategies institutions use, explained in plain English.
Live rooms
Learn with the desk as it happens, with two-way audio and chat. Missed one? Every session is in the replays.
Ask Professor H
Your tutor knows the lessons in your library and answers in plain English. Educational answers, never advice.
Watch HYB anywhere
Every device you own
- iPhone and Android
- iPad
- Mac and PC
- Apple TV, Roku, Fire TV and Samsung TV
Or any modern web browser.
Gold membership
Everything the desk teaches, all of it.
Start free with the Essential Skills, or open the full curriculum, live rooms and replays with Gold for $99/mo. Cancel anytime.
Questions? Read the FAQ
Live sessions, classes, replays.
One app.
Learn on the go with the HYB app.
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